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Stories With Carmen
Stories With Carmen

Stories is a brand-new segment for Work Comp Talk where Carmen interviews workers comp injury victims who share their history, their experience, their struggles.

Sharing your story with others can not only help the healing process, but can really help others struggling with the same things you went through. You can help bring light to others and show them there is hope and light at the end of the tunnel.  When my father went through his work injury it affected the whole family. I saw firsthand what it can do to someone and how it can affect every aspect of their life.

Stories with Carmen

RECENT EPISODES...

4 Ways to Fight Back Treatment Denials

EP.109

4 Ways to Fight Back Treatment Denials

Getting the medical care you deserve after a workplace injury shouldn’t be a battle—yet thousands of California employees face denials, delays, and endless red tape. In this eye-opening episode, we uncover why insurance companies and employers deny valid workers’ comp claims, from bureaucratic loopholes to disputed diagnoses. Learn how to protect your rights and cut through the system’s hurdles.

How Intake Specialists Set You Up for Workers' Comp Victory

EP.108

How Intake Specialists Set You Up for Workers' Comp Victory

If you’ve been injured at work and are unsure about the legal process, this episode provides expert advice on how intake specialists help guide you through your claim.

6 Ways to Challenge a Denied Workers' Comp Claim in California

EP.107

6 Ways to Challenge a Denied Workers' Comp Claim in California

Denied Workers' Compensation? In episode #107 of Work Comp Talk, Carmen Bilal Kassem, discuss the challenges and steps involved when a workers' compensation claim in California is denied. They explain the process of filing a claim, investigating, and the types of claim denials including legal, factual, and medical reasons.

What does Delayed Status mean in Workers' Comp?

EP.106

What does Delayed Status mean in Workers' Comp?

In Episode 106 of Work Comp Talk, Carmen is joined by workers’ compensation attorney Bilal from Pacific Workers, The Lawyers for Injured Workers, to unpack one of the most frustrating parts of the workers’ comp system: the delayed status. What does it mean? Why do insurance companies send it? And most importantly—what are your rights and options when it happens?

4 Ways to Fight Back Treatment Denials

EPISODE 109

4 Ways to Fight Back Treatment Denials

Getting the medical care you deserve after a workplace injury shouldn’t be a battle—yet thousands of California employees face denials, delays, and endless red tape. In this eye-opening episode, we uncover why insurance companies and employers deny valid workers’ comp claims, from bureaucratic loopholes to disputed diagnoses. Learn how to protect your rights and cut through the system’s hurdles.

MOST POPULAR...

Medical Buyout in Workers’ Comp

EP.67

Medical Buyout in Workers’ Comp

Carmen and Bilal demystify medical buyouts in California comp workcomptalk.net . They explain what a medical buyout is and how it works as part of a settlement (essentially, trading future medical care for a lump sum). The episode covers when injured workers should consider a medical buyout, key factors in negotiating one, and examples of the financial implications. It's packed with expert insights to help listeners make informed decisions about settling a claim with a medical buyout workcomptalk.net .

Never Accept the First Workers’ Comp Offer!

EP.62

Never Accept the First Workers’ Comp Offer!

Managing Attorney Bilal Kassem and host Carmen Ramirez strongly advise injured workers: don't jump at the first settlement offer workcomptalk.net . They explain how settlements and benefits are calculated and who is responsible for sharing that info, then emphasize why the first offer is often low. With expert advice and insights, they encourage listeners to be patient, negotiate, and stay empowered rather than settling too quickly for less than they deserve workcomptalk.net workcomptalk.net .

The 5 Biggest Mistakes That Can Cost You Your Workers’ Comp Case

EP.43

The 5 Biggest Mistakes That Can Cost You Your Workers’ Comp Case

Going it alone in workers' comp is risky. Carmen and Bilal outline the top mistakes unrepresented workers make in the comp system workcomptalk.net . They explain that many injured workers don't have the knowledge or tools the insurance companies do, so errors can be costly—some mistakes can even get your case dismissed or your benefits cut off. Knowing these pitfalls helps listeners avoid them.

The Ultimate Guide To Settling Your Workers’ Comp Case

EP.37

The Ultimate Guide To Settling Your Workers’ Comp Case

Settling a comp case is a big deal, and timing is everything. Carmen and Bilal share clues to help you figure out if settling your case makes sense or if it's too soon. They walk through examples, analyze common fears (like missing out on future benefits), and provide tips to decide the right time to settle. Bilal, having helped thousands of injured workers, explains what to look out for before you sign on the dotted line workcomptalk.net workcomptalk.net .